You worked hard to earn it, make sure it works hard for you.

The financial services industry has put individual investors at a huge disadvantage. The system is designed so that the product provider -- be it a mutual fund company, insurance company or bank -- makes money whether you do or not. The system is broken and it's time for a change. Let's do it together.

Subscribe to Hard Working Money video podcasts on iTunes.

My approach is like the magician who reveals the tricks of the trade, much to the chagrin of his counterparts. After 25 years of marketing investment and insurance products, I know all the gimmicks and scams used to get you to sign on the dotted line. There are many good products and good advisors that can help you achieve financial security; but there are also a lot of overpriced and misunderstood products and far too many advisors who put a priority on fat commissions rather than their clients' best interests. I'll help you identify the good products and advisors while avoiding the bad ones.

START HERE

For a quick peek at the Hard Working Money approach to intelligent investing, check out the "Invest Like You Eat" video, the outrageous "Stuff You're Not Supposed to See," some well diversified "Sample Investment Portfolios," and "Lower Fees Equal Higher Returns."